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Flood Insurance

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National Flood Insurance Program (NFIP)

www.fema.gov/flood-insurance
www.nfipservices.floodsmart.gov/wyo-program-list 
www.nfipdirect.fema.gov/Membership/SignIn/?ReturnUrl=%2f

NFIP is a federal government program administered by the Federal Emergency Management Agency (FEMA). The NFIP provides flood insurance to property owners, renters, and businesses to help policyholders recover faster when floodwaters recede. The FEMA manages the program (NFIP) and is delivered to the public through a network of more than 50 insurance companies and the NFIP directly. Visit the FEMA website to obtain a policyholder or adjuster claim form. To view the current 50 insurance companies in the NFIP network, visit the NFIP services floodsmart website. If you already have a FEMA flood insurance account, you can log into their portal directly with your username and password at nfipdirect.






Medicaid

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https://www.myflorida.com/accessflorida

Florida Medicaid is the state and Federal partnership that provides health coverage for selected categories of people in Florida with low incomes. Its purpose is to improve the health of people who might otherwise go without medical care for themselves and their children. Call, visit, or apply and chat online.






Medicare

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https://secure.ssa.gov/iClaim/rib

Medicare is a medical insurance program for people over 65 and younger disabled people, and dialysis patients. Medicare offices are usually located within Social Security offices. Apply online.






Private Medical Insurance

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Many insurers put prescription and referral waivers in place during and for a brief period immediately after a major disaster. However, this varies from plan to plan. Check with your health plan for service assistance and verify benefits during that period.

Aetna: 800-872-3862                            Cigna: 800-997-1654
FL Blue: 800-352-2583                         Humana: 800-477-6931
Tricare (east): 800-444-5445                Tricare (west): 844-866-9375
United Healthcare: 800-444-6222






Property & Casualty Insurance

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Citizen Property Insurance Corp. Report A Claim 24/7 866-411-2742
https://www.citizensfla.com

A Florida state-owned insurance firm providing windstorm coverage and general property insurance for homeowners who could not obtain insurance elsewhere. They offer coverage for the dwelling, other structures on the property, personal property, and loss of rent or additional living expenses. Coverage for tenant or renter’s contents and liability is available. Claims can be reported even before knowing the full extent of the damage. File a claim online or call their hotline 24/7.






Property Insurance Fraud Reporting 800-378-0445

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Florida Dept. of Financial Services (FLDFS)
https://www.myfloridafo.com

To report suspected property insurance fraud, file a report online or call FLDFS.